DFSPL Loans
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Reference
Design System

Tokens & components

Every colour is a CSS variable — recolour from the --brand-* block.

Brand palette
Primary #0E6E82
Primary-strong
Accent #F5A524
Success
Warning
Danger
Typography
Display 26₹16,00,000
H1 22Apply for a loan
Body 15Net freight income
Caption 11Verified via DigiLocker
Buttons
Inputs · default / filled / error
⚠ PAN must be 10 characters
Status chips + upload states
ActiveVerifiedPendingFailed
Done
!
Error
Retry upload
Fast KYCRBI-alignedData in India
RS
Welcome back
Rajesh Sharma

Continue your draft

Draft
Commercial Vehicle · saved at Address · edited 2 days ago
Apply for financing
Commercial Vehicle Loan
New or used · up to 90% on-road
Available
Unsecured Business Loan
Collateral-free working capital
Available
Bill Discounting
Unlock cash from unpaid invoices
Available
Screen 0 Get started
Vehicle & consent
Borrower type
IndividualProprietorship PartnershipPvt Ltd LLPPub Ltd
Vehicle
New
Used
Screen 1 Identity
PAN verification

Verify your PAN

Enter your PAN — we fetch and confirm your details on the next screen.

10 characters · stored masked in DB.
Single
Married
Other
Screen 2 Identity
Confirm details
Read-only fields are fetched from PAN. Please confirm and complete the rest.
Something wrong? Raise a correction
Screen 3.1 Non-individual
Partners

Add all partners

Each partner verifies PAN, then completes Aadhaar via DigiLocker.

Partner 1

KYC done

Partner 2

Screen 3.2 Identity
Aadhaar verification

Verify Aadhaar via DigiLocker

No document upload — we fetch consent-verified details. Only the last 4 digits are stored.

You'll be taken to DigiLocker to approve sharing your KYC.
Screen 3.3 Applicants
Co-applicants

Add a co-applicant?

Optional — a co-applicant can strengthen your application. Add after your own verification.

No
Yes
Screen 4 Registrations
Business registration

Verify your registrations

We match each ID against your registered business name. A mismatch blocks progress.

⚠ Name mismatch — CIN belongs to a different entity
✓ Matches “Sharma Roadlines”
Screen 5 Address
Address details
Permanent address · from Aadhaar
Current residential address
Owned
Rented
Parental
Screen 6 Operations
Business operations
Fleet & routes
Intra-city
Inter-state
Both
General cargoFMCGBulkPerishablesHazardous
Income
km

Existing fleet

3 vehicles

Enter a registration number for each vehicle you own — we fetch make, model, reg year & hypothecation. The count matches “Vehicles owned”.

Screen 7 Documents
KYC & business docs

Snap a photo or attach a file. Some are needed only if an API check couldn't fetch them.

Identity & address
Passport-size photograph *
Recent, clear
Photo / Upload
Current address proof *
Electricity bill / rent agreement / voter ID
Photo / Upload
Permanent address proof
Only if different from current address
Upload
Screen 8 Documents
Vehicle documents
Vehicle
Dealer quotation *
quotation_primemotors.pdf · 180 KB
Replace
All India Permit (AIP)
For inter-state operations
Upload
RC, fitness & insurance for a new vehicle are collected after purchase — not needed now.
Screen 9 Documents
Financial details
Contact & obligations
Verified via OTP after loan approval.
Sum of all running loan EMIs. Enter 0 if none.
Financial documents
Bank statement — 24 months *
Primary operating account · PDF
Upload
ITR — last 3 years * · with computation of income
ITR · FY 2025-26
Most recent
Upload
ITR · FY 2024-25
Previous year
Upload
ITR · FY 2023-24
Year before
Upload
GST returns (GSTR-3B) are auto-fetched from the GST API — no upload needed.
Existing loans (if any)
Loan statement — owned vehicles
loan statement · if existing fleet financed
Upload
Loan account statements
For any other running loans
Upload
Screen 10 Loan
Loan requirement
On-road price₹18,50,000
Amount
Loan-to-value: 86% — within our typical range.
Indicative EMI
₹41,850
per month · illustrative @ 11.5% p.a.
Est.
Final step
Review & submit
Requested loan
₹16,00,000
Commercial Vehicle · MCV · Tata LPT 1618 · 48 months

Applicant

Edit
Name / BusinessSharma Roadlines
TypeProprietorship
KYCPAN · Aadhaar

Operations

Edit
Experience8 yrs · 3 vehicles
Monthly income₹1,80,000

Vehicle & loan

Edit
On-road price₹18,50,000
Down payment₹2,50,000
Indicative EMI₹41,850 / mo
DFSPL-CV-2026-004821
Application status

Submitted & in review

₹16,00,000 · Commercial Vehicle · 48 months

Progress
Application received
Origination validated your details.
2
KYC & verification
PAN, Aadhaar, GST & more confirmed.
3
Application under process
Our team will review your application and get in touch in case any further information is required.
4
Submitted to partner bank / NBFC
Packaged application transmitted.
5
Partner decision & disbursal
The partner assesses, decides & disburses.
DFSPL sources & submits; the partner bank / NBFC decides & disburses. You'll get an SMS & email at each stage.
Your loans
Applications

DFSPL-CV-2026-004821

In review
ProductCommercial Vehicle
Amount₹16,00,000 · Tata LPT 1618
Applied28 Jul 2026

DFSPL-CV-2025-002317

Approved
ProductCommercial Vehicle
Amount₹12,50,000 · Eicher Pro 2049
Applied03 Nov 2025

DFSPL-CV-2025-001044

Declined
ProductCommercial Vehicle
Amount₹9,00,000 · Ashok Leyland Dost
Applied18 Aug 2025
Tap any application to see its status timeline.
Plan your loan
EMI Calculator
Monthly EMI
₹41,850
on ₹16,00,000 · 48 months · 11.5%
Adjust
₹2L₹25L
9%18%
12m84m
Breakdown
Principal₹16,00,000
Total interest₹4,08,800
Total payable₹20,08,800
Illustrative only. Final rate & EMI are set by the partner bank / NBFC.
Account
Profile
RS
Rajesh Sharma
+91 98765 43210 · [email protected]
KYC verified
DFSPL Loans · v1.0.0 (build 2026.07.30)
Account
My profile
RS
Personal information
+91
Address
Screen 0 Unsecured Business Loan
Get started
Business
ProprietorshipPartnership Pvt LtdLLPPublic Ltd
Manufacturing
Trading
Services
Screen 1 Entity
Entity PAN

Verify your entity PAN

We fetch and confirm the registered entity name.

10 characters · stored masked in DB.
Verified against PAN / CIN — a mismatch blocks progress.
Screen 2 Entity
Business details
Fetched from PAN/CIN. Confirm and complete.
Fetched from PAN/CIN; editable if unavailable.
Derived from incorporation date; editable.
Screen 3.1 Promoters
Directors

Add all directors

Each director verifies PAN, then Aadhaar via DigiLocker.

Director 1

KYC done
Screen 3.2 Promoters
Aadhaar verification

Aadhaar via DigiLocker

Complete DigiLocker e-KYC. No upload — only last 4 digits stored.

Fetched from Aadhaar

•••• 7391
NameRajesh Kumar Sharma
Father's nameSuresh Kumar Sharma
GenderMale
Address42, Transport Nagar, Delhi 110042
Screen 3.3 Applicants
Co-applicants

Add a co-applicant?

Optional. A proprietorship is a single proprietor — add co-applicants after your own verification.

No
Yes
Screen 4 Registrations
Registrations

Verify registrations

Each ID is matched against the legal entity name.

✓ Matches “Sharma Traders Pvt Ltd”
Not applicable for LLP.
If a TDS deductor.
Screen 5 Address
Address
Registered office · from GST/CIN
Editable if it needs correcting.
Operating premises
Owned
Rented
Leased
Screen 6 Financials
Financial profile
Profile
Annual turnover (₹, year-wise)
EBITDA / Net profit — last 3 years (upload, optional)
EBITDA / Net profit · FY 2025-26
Most recent
Upload
EBITDA / Net profit · FY 2024-25
Previous year
Upload
EBITDA / Net profit · FY 2023-24
Year before
Upload
Provisional (optional)
Working capital cycle (optional, days)
Screen 7 Documents
Entity documents

Snap a photo or attach a file. Some are needed only if an API check couldn't fetch them.

Entity KYC
Entity PAN
Upload if API failed
Upload
GST registration certificate
Upload if API failed
Upload
Udyam (MSME) certificate
If MSME-registered
Upload
Trade license / Shop & establishment
Required
Upload
Constitution documents
Certificate of Incorporation (COI)
Pvt Ltd / Public Ltd · if API failed
Upload
Memorandum of Association (MoA)
Pvt Ltd / Public Ltd
Upload
Articles of Association (AoA)
Pvt Ltd / Public Ltd
Upload
Board resolution
Pvt Ltd / LLP
Upload
List of directors / Form 32
Companies
Upload
Shareholding pattern letter
Partnership / Pvt Ltd / LLP / Public Ltd
Upload
Screen 8 Documents
Promoter documents
One section per director from Step 3.1 — tap to expand. Aadhaar is already verified via DigiLocker.
PAN
Upload if API failed
Upload
Passport-size photograph
Recent
Photo / Upload
Aadhaar isn't listed — already verified via DigiLocker.
Upload selected address proof
Upload
ITR — last 3 years
ITR · FY 2025-26
Upload
ITR · FY 2024-25
Upload
ITR · FY 2023-24
Upload
PAN
Upload if API failed
Upload
Passport-size photograph
Recent
Photo / Upload
Upload selected address proof
Upload
ITR — last 3 years
ITR · FY 2025-26
Upload
ITR · FY 2024-25
Upload
ITR · FY 2023-24
Upload
Screen 9 Documents
Financials & banking
Banking
Attach sanction / facility letter
Upload
CC
OD
TL
Audited financials — last 3 years (BS + P&L + auditor report)
Audited financials · FY 2025-26
Most recent
Upload
Audited financials · FY 2024-25
Previous year
Upload
Audited financials · FY 2023-24
Year before
Upload
ITR — entity, last 3 years
Entity ITR · FY 2025-26
Most recent
Upload
Entity ITR · FY 2024-25
Previous year
Upload
Entity ITR · FY 2023-24
Year before
Upload
Other financial documents
Provisional financials — current year
If audited not yet available
Upload
GST returns — last 12 months
Auto-fetched (GSTR-3B)
Fetched
Bank statements — last 6 months *
All operating accounts
Upload
CC / OD account statement — 6 months
If existing limits
Upload
Existing loans (if any)
Cash-flow projections — 12 months
Helps underwriting
Upload
Sanction letter — existing loan
Upload one per existing facility
Upload
Screen 10 Loan
Loan requirement
Amount
Revolving for CC / OD facilities.
Buyer details
Verified via buyer GST / PAN.
Final step
Review & submit
Requested
₹50,00,000
Unsecured Business Loan · Sharma Traders Pvt Ltd

Entity

Edit
NameSharma Traders Pvt Ltd
ConstitutionPvt Ltd
GST / CINVerified

Financials

Edit
Turnover (FY25-26)₹14.2 Cr
Promoters KYCPAN · Aadhaar

Buyer

Edit
BuyerHindustan Motors Ltd
Credit period90 days